As of my last training data in January 2022, the best credit cards in India can vary depending on individual preferences, spending habits, and financial goals.
Here are some of the popular credit cards in India across different categories:
- Standard Chartered Ultimate: Offers benefits like airport lounge access, rewards on dining and hotel bookings, and accelerated rewards on certain categories.
- HDFC Diners Club Black: Known for its high rewards rate, especially on dining and travel expenses, as well as premium travel benefits like airport lounge access.
- American Express Platinum Travel: Offers travel benefits, rewards on travel bookings, and complimentary lounge access. It is well-suited for frequent travelers.
- SBI Prime Credit Card: Provides rewards on multiple spending categories including dining, groceries, and departmental stores. It also offers complimentary lounge access.
- Axis Bank Flipkart Credit Card: Designed for frequent shoppers on Flipkart, offering cashback, discounts, and other benefits on the platform.
- Citi PremierMiles Credit Card: Ideal for frequent flyers, it provides air mile rewards, complimentary lounge access, and other travel-related benefits.
- ICICI Bank Amazon Pay Credit Card: Offers rewards and cashback on Amazon purchases, making it a good choice for regular Amazon shoppers.
- Kotak Bank Royale Signature Credit Card: Known for its dining and entertainment benefits, as well as access to airport lounges.
- IndusInd Bank Platinum Aura Credit Card: Offers rewards on dining, groceries, and entertainment, along with various lifestyle benefits.
- YES First Preferred Credit Card: Provides rewards on dining, groceries, and travel, along with complimentary lounge access and other lifestyle benefits.
Please note that the eligibility criteria, features, and benefits of these cards may change over time, and new cards may have been introduced after my last training data. It’s important to carefully review the terms and conditions of any credit card before applying and consider your own financial situation and spending habits to choose the one that best suits your needs. Additionally, make sure to check for the most up-to-date information from the respective banks or financial institutions.
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